What are the eligibility requirements?
- You must attend one First Time Homebuyers workshop held by Lawrence Community Housing Trust.
- Applicants must meet the following requirements:
- Have a credit score of 680 or higher
- Meet income guidelines at or below 80% of Lawrence median income
- No bankruptcies in the last 2 years
- Good bill pay within the last 2 years
- Need to attend one of the Home-buyers workshops; Saturday, September 21 or November 09, 2019.
- Homes must be owner-occupied. LCHT does not subsidize landlords.
- You must be able to qualify for a home loan from a LCHT lender. This means you must have stable verifiable income, good credit and a low debt-to-income ratio
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. If you have questions about qualifying for a loan, please contact us at 842-5494.
- Your total gross family income must not exceed the following 2018 income limits.
|Family Size *||80% of Median|
*LCHT measures a family as the number of people who will be living in the house.